Can a 17 year old use PhonePe?

Can a 17-Year-Old Use PhonePe? A Complete Guide for Young Users

Yes, anyone above 17 years of age can use PhonePe, Google Pay, or any other app. In this blog, we will tell you how youth below 18 years of age can use PhonePe very easily.

Introduction

What is PhonePe? PhonePe is a digital wallet and a means for digital transactions. Connecting your account, sending money, paying bills, recharging, etc are made very easy.

Age Requirements

According to the rules and regulations of the phone, the user must be at least 18 years of age, and anyone under 18 years of age is not allowed to use the phone.

Setting Up PhonePe as a Minor

A person under 18 years of age should follow the steps to use PhonePe step by step and use PhonePe easily.

Creating a Phonepe account Step by Step 

• Steps to sign up, including required information.
• It is important to involve a parent or guardian in the process.

• Link account in PhonePe which allows Unified Payments Service (UPI) with Bank Aadhaar—for example State Bank of India, Punjab National Bank, Union Bank of India, etc.

• Your bank account and Aadhaar card should be linked to the same number.

• Now you have to link your bank account in PhonePe.

• Click on Set UPI PIN with Aadhaar Number.

• Enter the first 6 digits of your Aadhaar number.

• First enter OTP through Aadhaar, second enter OTP through the bank.

• Now create your 4 or 6-digit UPI PIN.

• After successfully creating a UPI PIN, you can use the facilities through PhonePe very easily.

PhonePe does not allow certain terms and conditions for persons under 18 years of age

• PhonePe Wallet does not permit use by persons under 18 years of age.

• PhonePe business account is not allowed to be operated by persons under 18 years of age.
• Sometimes after the phone account is successfully created, the account balance is checked but the transaction is not possible through UPI, in such a situation the transaction can be done through UPI by contacting your bank.

Conclusion

A person under 18 years of age is not allowed to use PhonePe, and banks also do not provide debit cards due to which it was impossible to use PhonePe, but banks which have UPI access facility from Aadhaar. Anyone under 18 years of age can easily use PhonePe through those bank accounts. These facilities are generally available at the State Bank of India, Punjab National Bank, Union Bank of India, Airtel Payments Bank, UCO Bank, and also any other banks.